10 Shortcuts That May Improve Credit

Taking the Proper Credit Repair Measures They say that slow and steady wins the race. However, there are some credit repair tactics that can yield benefits quickly. By following these tips, you may start to see your credit score improving. 1. Get Your Credit Report Each of the three major credit bureaus allow you to…

Read More

How to Fix a Mistake on Your Credit Report

Credit report mistakes are more common than you think. According to a new Consumer Reports investigation, 34% of Americans found at least one error on their credit report. If you find a discrepancy in your report, it is important to understand that it is very common and could be solved. Fixing errors on your credit…

Read More

Your Credit Score: How Much Has It Changed?

CFPB study reveals impact of one change to credit reporting It may be just a simple three-digit number, but your credit score plays a significant role in determining the interest rate you pay for credit cards, loans, and mortgages. Credit scoring agencies, such as FICO, use information from credit reports to rank consumers by a…

Read More

How Your Credit Score Could Affect Your Mortgage

Credit scores are one of the many responsibilities that come with adult life and can be a confusing topic for even the most financially savvy consumers to understand. Most people know that a difference of just 100 points could cost or save you thousands.  Without a high credit score, you won’t qualify for the best…

Read More

How to Finance Your Home Improvement Projects

Whether you’ve been in your home for years or just a few months, sometimes it needs a little TLC. But the money for home improvements isn’t always available in your bank account. With so many ways to borrow and finance your next home project, it can be hard to know which financial product is best.…

Read More

The Difference Between Credit-Based Insurance Scores & Credit Scores

You might have expensive premiums for health, life, or even auto insurance and it might even be starting to take a toll on your wallet. It’s most likely your credit-based insurance score that’s raising your prices. What could be one way to decrease the costs of these plans?  Credit scores are most commonly used by…

Read More